Here is a short quick list of the main features that each of these peer-to-peer (P2P) lending platforms have to offer. You can find out more direct information behind each of the Product & Features links.

PlatformBest European P2P and Crowdfunding Platforms 2020Best European P2P and Crowdfunding Platforms 2020Fast Invest LogoBest European P2P and Crowdfunding Platforms 2020Best European P2P and Crowdfunding Platforms 2020
Websitebondora.commintos.comfastinvest.comrobo.cashcrowdestate.eu
More Information (links to articles)Product & FeaturesProduct & FeaturesProduct & Features
Average Net Return
(My Returns)
10.5% (9.20%-17.20%)11.70%13.2%12%
19.55%
TrustPilot Score8.9 / 10

(685 reviews)
8.8 / 10

(375 reviews)
8.7 / 10

(96 reviews)
6 / 10

(5 reviews)
7.1/10

(1 review)
Year Founded20092015201220172014
Country RegisteredEstoniaLatviaUnited KingdomLatviaEstonia
Loan TypesPersonalBusiness, Personal, Mortgage, Agricultural, Short-Term, Pawnbroking, Invoice Financing, CarConsumer-based loansMicroloans – Pay Day Loans, Installment-loans, Secured loansReal Estate
Secondary MarketYesYesNoYes – but unable to seeYes
Buy Back GuaranteeNoYesYesYesNo
Minimum Investment€1€10€1€10€100
Open to All Overseas InvestorsNo – European Union, Switzerland or Norway or an Accredited investor from Australia, Brazil, Canada, Hong Kong, India, Japan, South Korea, Mexico, Singapore, South Africa or USAYesNo – European Union onlyNo – European Union and SwitzerlandNo - Specific list of countries that service is not offered in
Registered Investors (No#)56,601113.30430,0003,00027.205
Loans Funded / Issued (Value)€186,000,000€1,730,411,478 €13,000,000€4,500,000€55,717,960
TransferWise CompatibleYesYesYesNoYes
Offering Affiliate BonusYesYesYesNoNo
Bonus to ReadersUse this link to receive €5 straight into your account when you sign upUse this link to receive a bonus 0.75% up to €250 investedUse this link to get a € 10 bonus if you invest € 200 for at least 90 days. N/AN/A

Bondora

Bondora is an Estonian P2P lending company, and was founded in 2009. Bondora only allows users to invest in Euros, and focuses on unsecured consumer lending in Finland, Spain and Estonia. The investment base has over 45,000 investors, and boasts historical annual returns of over 10.7%. Only personal loans are issued through Bondora

Mintos

Mintos is a Latvian P2P platform launched in 2015 and classes itself as a global online marketplace for loans. At the time of writing (December 2018), Mintos facilitates 58 loan originators which operate in 28 countries. The average net annual return for investors through Mintos is 11.16%, with more than 95,000 investors registered. Each investor has an average investment of over 4,000 Euro. Loans issued through Mintos are varied, including business, personal, mortgage, agricultural, short term, pawnbroking, invoice financing and car loans. Mintos also has a secondary market, where people can buy or sell their part in a loan for a discount or a premium, allowing you to achieve an even higher return.   Last Updated February 2019

Crowdestor

Crowdestor is an Estonian crowdlending platform created in 2017. The name Crowdestor is a combination of Crowd and Investor. The platform connects investors with businesses seeking project funding. Crowdestor offers up to 5 new projects each month, seeking funding up to €750,000. Projects span many industries including real estate, hospitality, retail, concerts, renewable energy, forestry, video games, and movies. Most projects through Crowdestor are covered by a buyback guarantee fund, which is a separate provision type of fund. The buyback fund currently has a pool value of over €200,000. The interest rates of Crowdestor start at ~12% and can go above 20%.
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