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Alternate Investments – Mintos Company Ratings Introduced

Mintos has released a new ratings feature, that rates each of the loan originators offering loans on the Mintos marketplace. The new rating feature on Mintos, is meant to show determine the financial and operational stability of a loan originator. The characteristics used to determine the rating include financial profile, operating environment, company profile, management […]

September 2018 Update – Investment Returns

  My portfolio of investment returns for the month of August 2018 is below. Investment Type Aug 2018 (Standardised*) Sep 2018 (Standardised) Additional Past Month Return Money In Money Out Mintos (EUR) 0.628 0.529 0.000 0.107 1.25% Mintos (GEL) 0.472 0.574 0.095 0.000 1.56% Bondora 0.297 0.301 0.000 0.000 1.35% Grupeer 0.011 0.030 0.019 0.000 […]

Financial Literacy – 7 Ways to Stop Losing Sleep Over Money

Forbes has released seven methods that can be implemented to stop you worrying about money, especially when you are trying to sleep. The methods include (among other things): understanding root causes of your money understanding your finances and where your money is going setting up potential automation of money services building an emergency fund development […]

Financial Literacy – 5 Money Concepts That Should Be Known Before Graduating College

Forbes has released a list of five money concepts that should be understood by those graduating college, who want to take control of their finances. The 5 concepts include: defining your attitudes towards money setting financial goals developing a good credit rating and history understanding investing and retirement planning becoming a savvy consumer. More here.

Alternate Investments – Potential P2P Regulation Proposals

The Financial Conduct Authority in the UK has released the Loan-based (‘peer-to-peer’) and investment-based crowdfunding platforms: Feedback on our post-implementation review and proposed changes to the regulatory framework consultation paper. Proposals include changes to peer-to-peer (P2P) promotions, which may now target sophisticated investors, high net worth investors, those under advisement from authorised people and others […]

How to Select High Quality Loans on Mintos P2P – Earning over 18% p.a. (2019)

When using Mintos, the P2P investment platform, there are so many investment options available for you to choose. While writing this article, I saw that there were about 150,000 loans in both the primary and secondary markets. Luckily Mintos provides investors with filters that can help you determine where to place your money. I previously explained […]

August 2018 – Investment Returns

My portfolio of investment return for July 2018 is below. This is the first post about returns and hence there are no returns to show you this month. Investment Type Account Value Aug 2018 (Standardised) Account Value Sep 2018 (Standardised) Additional Investment Past Month Return Mintos (EUR) 0.628 N/A N/A N/A Mintos (GEL) 0.471 N/A […]

Alternate Investments – Bondora unleashes Go & Gro

Bondora has launched a new investment product called Go & Gro. The new product is an automated tool for investing in p2p loans. Some of the advantages include instant liquidity (access your money at any time), a highly diversified portfolio, tax effecient as you only pay tax when you make a withdrawal, and an estimated […]