Alternate Investments – Envestio Document Uploading Tool Available

Envestio has released a form which allows you to submit ID documentation and a utility bill through the platform. This option comes as an alternative to   submitting information through email. The document upload can be found in the “documents” tab on your Envestio account. If you would like to know more about Envestio, and receive […]

November 2018 Update – Investment Returns

  My portfolio of investment returns for the month of October 2018 is below.   Platform Oct 18* Nov 18* Deposits / Withdrawals Month Return Mintos (EUR) 0.388 0.393 0.000 1.15% Mintos (GEL)  0.228 0.228 0.000 1.24% Bondora 0.308 0.315 0.000 2.29% Grupeer 0.200 0.212 0.009 1.27% RateSetter (AU) 0.436 0.322 -0.117 0.55% Envestio 0.120 0.120 0.000 […]

Alternate Investments – Mintos Refer-A-Friend Campaign Extended

Mintos has announced that it has extended the Refer-a-Friend campaign until 3 December 2018. For every successful referral, Mintos will reward both the borrower and the investor with a 0.75% bonus (of up to €250). The bonus will be calculated on the borrower’s average daily invested amount within the first 90 days from registration. You […]

Alternate Investments – Amortizing Loans to be Introduced in Grupeer

Grupeer has just announced that amortizing loans will soon be available through the Grupeer platform. Currently, Grupeer pays out interest monthly, then pays out all of the principal at the end of the loan. Introducing amortization means that principal and interest would be paid out monthly. The introduction of amortization will: reduce risk, as principal […]

Alternate Investments – Mintos to launch Auto Invest for Secondary Market

Mintos has announced that they will release an auto invest feature on their secondary market from 3 December 2018. If you would like early access to the new tool, you will need to meet one of the below criteria: Refer-a-friend – Invite two friends between 19 October – 14 November, and have both of the […]

Money Transfer – Transferwise to Introduce Added Fees

Money transfer company TransferWise has announced that they are going to be introducing two types of additional fees, to help cover costs of 3rd party providers: From 3 October 2018, there will be an additional 1 AUD fee when you pay with POLi (from Australia) From 1 December 2018, there will be an additional fee […]

Alternate Investments – Grupeer Stability Fund to be Launched

Grupeer have announced that they are going to release the “Grupeer Stability Fund” soon. The Grupeer Stability Fund allows investors to literally buy a fractional investment in an office building or other development project. After investment, the investor will receive stable rental income from 4%-8% yearly. The goal of the stability fund is to target […]

Alternate Investments – Grupeer P2P Platform to Undergo Big Changes

Grupeer has introduced a new website to allow further upgrades in the system, and have specified that they will soon be adding: Grupeer Statistics Loan Originator Information Investor’s Cabinet The Grupeer Stability Fund Improved functionality of Auto-Invest. See more on the Grupeer website here.

October 2018 Update – Investment Returns

  My portfolio of investment returns for the month of September 2018 is below. Investment Type Value Sep 2018 (Standardised*) Value Oct 2018 (Standardised) Deposits / Withdrawals Month Return Mintos (EUR) 0.529 0.388 -0.146 0.88% Mintos (GEL) 0.574 0.225 -0.352 0.44% Bondora 0.301 0.308 0.000 2.24% Grupeer 0.030 0.200 0.170 0.56% RateSetter (AU) 0.434 0.436 0.000 0.62% […]

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Global Finance – Upcoming Financial Crisis 2020

J.P Morgan Chase & Co has developed a model to estimate the time and severity of the next financial crisis. Results of the model show that it is estimated that the financial crisis will hit in 2020, but will however be less severe than the one experienced in 2008. The model was built using degrees […]