Alternate Investments – Grupeer P2P Platform to Undergo Big Changes

Grupeer has introduced a new website to allow further upgrades in the system, and have specified that they will soon be adding: Grupeer Statistics Loan Originator Information Investor’s Cabinet The Grupeer Stability Fund Improved functionality of Auto-Invest. See more on the Grupeer website here.

October 2018 Update – Investment Returns

  My portfolio of investment returns for the month of September 2018 is below. Investment Type Value Sep 2018 (Standardised*) Value Oct 2018 (Standardised) Deposits / Withdrawals Month Return Mintos (EUR) 0.529 0.388 -0.146 0.88% Mintos (GEL) 0.574 0.225 -0.352 0.44% Bondora 0.301 0.308 0.000 2.24% Grupeer 0.030 0.200 0.170 0.56% RateSetter (AU) 0.434 0.436 0.000 0.62% […]

finance news, other news, making money

Global Finance – Upcoming Financial Crisis 2020

J.P Morgan Chase & Co has developed a model to estimate the time and severity of the next financial crisis. Results of the model show that it is estimated that the financial crisis will hit in 2020, but will however be less severe than the one experienced in 2008. The model was built using degrees […]

finance news, other news, making money

Alternate Investments – Mintos Company Ratings Introduced

Mintos has released a new ratings feature, that rates each of the loan originators offering loans on the Mintos marketplace. The new rating feature on Mintos, is meant to show determine the financial and operational stability of a loan originator. The characteristics used to determine the rating include financial profile, operating environment, company profile, management […]

September 2018 Update – Investment Returns

  My portfolio of investment returns for the month of August 2018 is below. Investment Type Aug 2018 (Standardised*) Sep 2018 (Standardised) Additional Past Month Return Money In Money Out Mintos (EUR) 0.628 0.529 0.000 0.107 1.25% Mintos (GEL) 0.472 0.574 0.095 0.000 1.56% Bondora 0.297 0.301 0.000 0.000 1.35% Grupeer 0.011 0.030 0.019 0.000 […]

Financial Literacy – 7 Ways to Stop Losing Sleep Over Money

Forbes has released seven methods that can be implemented to stop you worrying about money, especially when you are trying to sleep. The methods include (among other things): understanding root causes of your money understanding your finances and where your money is going setting up potential automation of money services building an emergency fund development […]

Financial Literacy – 5 Money Concepts That Should Be Known Before Graduating College

Forbes has released a list of five money concepts that should be understood by those graduating college, who want to take control of their finances. The 5 concepts include: defining your attitudes towards money setting financial goals developing a good credit rating and history understanding investing and retirement planning becoming a savvy consumer. More here.

Alternate Investments – Potential P2P Regulation Proposals

The Financial Conduct Authority in the UK has released the Loan-based (‘peer-to-peer’) and investment-based crowdfunding platforms: Feedback on our post-implementation review and proposed changes to the regulatory framework consultation paper. Proposals include changes to peer-to-peer (P2P) promotions, which may now target sophisticated investors, high net worth investors, those under advisement from authorised people and others […]

How to Select High Quality Loans on Mintos P2P – Earning over 18% p.a.

When using Mintos, the P2P investment platform, there are so many investment options available for you to choose. While writing this article, I saw that there were about 150,000 loans in both the primary and secondary markets. Luckily Mintos provides investors with filters that can help you determine where to place your money. I previously explained […]